Medical Savings Accounts:

Positive experience with medical savings accounts in Singapore.

Medical savings accounts: lessons from Singapore.

In the Spring 1995 issue of Health Affairs Mark Pauly and John Goodman outlined their proposal for medical savings accounts (MSAs) supplemented with tax credits to purchase insurance and encourage cost-effective consumer behavior. This proposal has been widely debuted, both in Washington and across the nation. To further enlighten the debate, Health Affairs presents two accounts of the experien...

The Macroeconomics of Health Savings Accounts (HSAs) or Medical Savings Accounts (MSAs)

We use an OLG model with heterogenous agents who choose how much to spend on their health under health uncertainty in order to study the effect of transitioning from a system with private health insurance for young agents and Medicare for old agents to a system with health savings accounds (HSAs) for young agents and Medicare for the old. We focus on possible cost savings, the effects on output...

Spend Management: Key Elements for Realising Cost Savings in Procurement

Demographic Development and Moral Hazard: Health Insurance with Medical Savings Accounts

In times of ever-rising health expenditures it is becoming more and more obvious that conventional models for funding health care are increasingly experiencing difficulties in meeting up this challenge. The concept of Medical Savings Accounts (MSAs) represents an innovative and so far rarely analysed alternative for the funding of health care systems. In this concept an anticipated amount of mo...